800-804-9389

Homeowner's Insurance

One Plan For Your
Manufactured Home

Owning a manufactured or mobile home
has unique benefits, but it also requires
having the right protection if it is ever
damaged or destroyed.  Selecting an
insurance program designed specifically
for the needs of your manufactured
home is extremely important for
preserving its value.

 

Did You Know?
  • Standard insurance policies may not offer
         you replacement cost coverage.
  • Everyone lives in a flood zone - it's just a
         question of whether you live in a low,
         moderate, or high risk area.*
  • Most homeowner's policies do not cover
         flood or earthquake.
  • According to FEMA, all 50 states are
         vulnerable to flood.*
Important Coverages To Consider When Choosing A Policy:

PHYSICAL DAMAGE PROTECTION

This essential coverage typically covers direct, sudden and accidental losses. It includes:
  • • Home Protection
         Coverage for your home and any
         permanently attached structure.
  • • Adjacent Structure Protection
         Coverages for structures not attached
         to your home (i.e. garage or tool shed).
  • • Personal Effects Protection
         Coverage for your personal property.
         This is for items such as TV, home
         entertainment system, furniture,
         clothing, appliances, tools both inside
         and outside your home.

PERSONAL LIABILITY PROTECTION

Suppose someone slips and breaks an arm or leg on your front steps or while inside your home. You could be responsible for medical bills, loss of salary, and pain and suffering. This valuable coverage pays up to the limit specified in your policy if you or any insured are found by the court to be legally responsible for personal injury or property damage to others.
MEDICAL PAYMENTS TO OTHERS
ADDITIONAL LIVING EXPENSES
FIRE DEPARTMENT SERVICE
DEBRIS REMOVAL
Why HomeFirst?
At HomeFirst, we understand manufactured
homes. Over 180,000 customers have put
their insurance needs in our hands. For
over 18 years, our company has
been providing coverage designed for
owners of mobile, manufactured, factory-
built and modular homes. Most of our
comprehensive policies provide
replacement cost coverage and include
flood and earthquake protection.
With Homefirst Agency,
You Can Count On:
  • Friendly, Professional Service.
  • Fast and Accurate Responses to Your
         Questions and Claims.
  • Multiple Coverage Options to Fit Your
         Needs.
  • And Much More!