According to FEMA, you don’t have to live in a flood zone to be at risk of flood damage. However, most homeowners insurance does not cover flood damage. Having insurance with flood coverage is a way to insure your future. Without flood insurance, you can lose a lifetime of savings in less than a day.
At HomeFirst®, we want to make sure that you as a homeowner of a prefabricated home are covered in case of a flood even though you do not live in a high-risk categorized area. That is why we offer flood coverage for all prefabricated home styles including mobile and modular homes as part of all mobile home insurance policies so your home is covered in case of flooding. All of the comprehensive policies we offer for prefabricated homes include coverage for flood damage as well as replacement cost coverage on your home.