Auto Insurance

Auto insurance is meant to give you peace of mind and security when you take the road and face the uncertainties that come from getting behind the wheel. We want to help you find coverage with the right insurance company to fit your needs. Give us a little basic information and let our agents go to work for you. We can provide a selection of competitive car insurance quotes from some of the top car insurance companies in the country.

In addition to providing you with an accurate multiple-choice car insurance comparison, our agents would like to help you make educated choices regarding what’s best for your specific car insurance policy needs. Vehicle insurance policies can offer a wide array of coverage options as well as a long list of potential discounts that you may qualify for. We want you to understand all of these options so you can determine which policy best fits your needs

Depending on your state’s requirements, you may not be required to carry all the coverages listed below. Your lender (if you lease or borrow money to own your vehicle) may require some or all of these protections; however, if you are the sole owner of the vehicle, some of the coverages may be carried or left off your policy to save money.

To see a list of insurance companies associated with auto insurance, click here. Each insurer is solely responsible for its own products.

Bodily Injury Liability: This coverage pays toward medical expenses that you are liable for in the event of an at-fault accident.
Property Damage Liability: If you or another insured driver are in an at-fault accident, Property Damage Liability helps pay to repair or replace the other driver’s vehicle.
Medical Payments: This coverage helps pay for your injuries as well as injuries to passengers in your vehicle, no matter who’s at fault in an accident.
Uninsured/Underinsured Motorist Bodily Injury: This coverage helps compensate you for your medical expenses, lost wages and other damages when you’re hurt in an accident caused by a driver who has insufficient or no insurance.
Uninsured Motorist Property Damage: This coverage helps pay if your vehicle is damaged by another driver who is uninsured, underinsured, or if you are in a hit and run accident.
Comprehensive: This provides coverage if your vehicle is damaged for reasons other than an accident, such as vandalism, theft, fire, hail, flooding or hitting an animal.
Collision: Collision coverage pays toward the repair or replacement of your vehicle in the event of an accident, regardless of who’s at fault.
Rental Reimbursement: This policy pays a per diem reimbursement for a rental vehicle while your car is being repaired as part of a comprehensive or collision claim.
Roadside Assistance: This optional coverage reimburses the policyholder if a tow truck or roadside assistance is needed due to issues such as a flat tire, engine failure, getting locked out, or running out of gas.

NOTE: Auto product quotes with HomeFirst Agency^®, Inc. are subject to state availability.

Auto Coverages

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