Site-Built Homeowners Insurance

At HomeFirst^®, we understand that whether you currently own your home or are in the process of buying a home, purchasing homeowners insurance represents protecting your home and belongings. Our experienced agents are here to provide you with multiple quotes from top-rated home insurance companies. Our goal at HomeFirst^® Agency is to provide you with a policy for your specific needs at competitive rates.

If you’re buying a home, investment property, or currently have a home insurance policy that’s coming up for renewal, take a complete look at all the options available to best serve your needs and budget. We want to help give you a clear understanding of how homeowners policies work and what each individual option means. We’ll help you understand the wide range of information you need to make an informed decision regarding your homeowners coverage and will be here for you whenever you have a question, a concern or find you have additional insurance needs.

The wide variety of homeowner-related coverage we offer includes:

Site-Built Homeowners insurance
Condo Unit owners insurance
Vacant home insurance
Secondary/Seasonal insurance
Landlord/Renters insurance

To see a list of insurance companies associated with site-built homeowners insurance, click here.
Each insurer is solely responsible for its own products.

Some of the Coverages Available (subject to state availability):

Dwelling: Dwelling coverage protects the structure of your home and will pay toward the repair of damages due to a covered peril.
Other Structures: Many homeowners have unattached structures on their property such as a workshop or a free-standing garage. This provides coverage to repair damage to or replace any structures that are not attached to your home due to a covered peril.
Personal Property (contents): Items within your home that are not attached to it are considered personal property. Personal property coverage is designed to pay toward the repair or replacement of any of your damaged personal property (unless designated with special limits) resulting from a covered peril.
Personal Liability: Your personal liability provides coverage for you and your family if you are found liable for injuries to a third party that occur on your property or in your home.
Medical Payments: Covers medical expenses incurred when a guest is injured at your home whether you are to blame or not, subject to coverage limits.
Loss of Use: If a covered peril causes damage to your property, and you and your family must live elsewhere while your home is under repair, you will be reimbursed for some of the living expenses that result from the loss of use of your home. Limits may apply.

NOTE: Homeowner product quotes with HomeFirst^® Agency, Inc. are subject to state availability.

Homeowner Coverages

Some of the Coverages Available (subject to state availability):

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