In an area of the country that normally gets over 12 inches of rain between July and September, residents may not anticipate wildfires to be a threat.1 However, when East Tennessee experienced a months-long drought in the fall of 2016, a wildfire that began in the Great Smoky Mountains damaged or destroyed many homes in the area.

Unpredicted high-speed winds accelerated the Gatlinburg wildfire's spread, and the wildfire soon burned and damaged around 2,400 homes and buildings across the Gatlinburg and Pigeon Forge area.2

While people often think of the Western states as more likely to have wildfires, they occur across the U.S. every year. Even places that generally have regular rain and predictable relative humidity levels such as Gatlinburg and Alligator Alley in Florida, recently experienced devastating wildfires.3

Disaster Preparedness

How to Protect Your Family and Home

Because anything can happen, and weather conditions can be unpredictable, the best way to protect your family and home in case of fire is to be prepared. When there is a wildfire or a disaster in your area, the best thing you and your family can do is evacuate the area as advised. here are some tips to keep you and your family safe.

It's also important to have the right home insurance coverage for possible fire damage. It may seem unnecessary most of the year, but when unexpected events or weather conditions happen, you'll be thankful to have a helpful insurance agent by your side.

Family Sitting On A Couch

Peace of Mind with HomeFirst Agency®

When you choose to protect your mobile home investment with a mobile home insurance policy offered by HomeFirst®, you automatically get broad coverage, which includes fire! You can rest assured that besides getting coverage for fire damage, there are additional perils that are also covered by your manufactured home insurance policy purchased through HomeFirst®.

Coverage is subject to deductibles and exclusions listed in the policy. HomeFirst’s policies are underwritten by American Banker’s Insurance Company of Florida (in MN- American Security Insurance Company), a business of Assurant Specialty Property, an Assurant, Inc. business.

Learn About Broad Coverage Protection


1 "Weather." National Parks Service. Accessed July 09, 2019. https://www.nps.gov/grsm/planyourvisit/weather.htm.
2 Jacobs, Don. "Mayor: Gatlinburg Wildfires Caused $500M in Damages." Knoxville News Sentinel. December 28, 2016. Accessed July 09, 2019. https://www.knoxnews.com/story/news/local/tennessee/2016/12/13/officials-wildfires-caused-500m-damages/95370762/.
3 Trischitta, Linda, and Linda Trischitta. "Everglades Wildfire Briefly Closes Alligator Alley as Fire Spreads to 32,000 Acres: VIDEO." Sun. June 26, 2019. Accessed July 09, 2019. https://www.sun-sentinel.com/local/broward/fl-ne-broward-everglades-fire-20190625-uqww56mylzehbdd2ornkqw5cpy-story.html.