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Replacement Cost vs. Actual Cash Value

Homeowners insurance policies can either pay for replacement cost or actual cash value. At HomeFirst, every policy we write insures your home for the replacement cost. We believe that you should have enough coverage so that if something were to happen your homeowners insurance could compensate for the damage done.

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What is Mobile Home Insurance

Mobile and manufactured home insurance is similar to homeowners insurance. This is the policy in place to protect your home, possessions and certain other aspects that could be affected in the event of a disaster.

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Insurance Products

Manufactured homes, modular homes and mobile homes offer affordable homeownership to families all across the country. Making sure you have the right insurance coverage is the best way to protect your home investment so you can enjoy your dream home for a lifetime!

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What You Should Know About Liability Coverage

Personal liability coverage is a part of most insurance policies, but not all. However, at HomeFirst we feel it is imperative that you receive the best protection possible, so we include liability coverage in all of the policies we write!

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Earthquake Coverage & Multiple Perils Policies

Does your insurance provide coverage in case of fire, flood, tornado or any other multiple perils? Multiple perils are considered to be any losses that are direct, sudden and/or accidental. At HomeFirst, all of our policies include Multiple Perils coverage because keeping your family and your home investment covered is important.

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New Home Costs First-Time Home Buyers Forget

You prep for your down payment and for your monthly mortgage payment. You're probably used to paying for utilities already, so you account for those in your new monthly budget. But you may forget to account for property taxes, homeowner's insurance, closing costs, home maintenance and landscaping.

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Home Maintenance: Changing Manufactured Home Air Filters

Changing your air filter should be a part of your seasonal home maintenance routine. It's essential for the life and efficiency of your HVAC system because a dirty air filter can block the airflow in your home and cause poor air quality.

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How Do Home Improvements Affect My Insurance?

Here at HomeFirst Agency we understand that doing home improvements and remodeling your home is a large project. As a homeowner, there are numerous questions that you might have before you start renovating, so we've compiled a few to help you get started.

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Couple Buying New Manufactured Home

Top 5 Home Buying Questions Before You Buy

Get an idea of some of the most important things to know before buying a home with this checklist of key questions from HomeFirst.

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Your New Homeowner's Checklist

HomeFirst can help guide you through the pleasures and pitfalls of being a new homeowner with this New Homeowner's Checklist!

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How to Prevent Insects in Your Home

With countless insects crawling around outside, it's no surprise that you could find one or two pests in your home. Learn how to protect and preserve your home by keeping out insects that want to make their way in.

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Grill Safety Tips for Outdoor Grilling

Love to grill? Grills can be an incident waiting to happen if the right precautions are not taken. Here are some safety tips for your next outdoor grilling party.

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Renting or Homeownership? Which is Right for You?

Should you rent a home or continue to rent? HomeFirst explains the advantages of owning your house as well as the drawbacks of achieving the dream of homeownership.

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Lessons From Wildfires On Protecting Your Home Investment

The 2016 Gatlinburg Fires destroyed thousands of homes, businesses and wildlife causing millions of dollars in damages. Read about lessons learned in Gatlinburg and how a HomeFirst Agency homeowner's policy covers multiple perils including fire.

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How to Baby Proof Your Home

Are you expecting a little one or have a baby who is starting to crawl? Maybe you're going to be a Grandparent and forgot what needs to be baby proofed around the house. Regardless of if you are a soon-to-be parent, family member watching a toddler or just having friends with small children over, take a look at our room-by-room guide to learn how to baby proof your home.

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How to File an Insurance Claim

At HomeFirst, we know having to file a home insurance claim can be a stressful time for you and your family, so we try to make the process as seamless and transparent as possible. Learn about the steps involved to file an insurance claim on your mobile, manufactured or modular home.

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Home Fire Safety Tips

If a house fire starts in your home, do you have the correct precautions in place to keep you and your loved ones safe? Accidents happen, but the best way to protect your mobile home investment and your family is by taking preventative measures against possible fire hazards. Check out these tips to help keep your family and your new home safe!

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Seasonal Home Maintenance

Whether it's flowers starting to bloom or leaves starting to fall, each season brings along new home maintenance needs. Cleaning gutters, fertilizing your lawn and raking leaves are all part of seasonal to-do lists. Download our free Seasonal Maintenance Checklist to help make sure your home is well prepared for the season changes.

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4 Great Tips to Help Prevent Your Pipes from Freezing

When winter brings in cold weather, it is important to make sure the pipes in your home can withstand below freezing temperatures. See our list and description of ways to prevent freezing pipes in your home.

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