800-804-9389

LearnFirst

Replacement Cost vs. Actual Cash Value

Homeowners insurance policies can either pay for replacement cost or actual cash value. At HomeFirst, every policy we write insures your home for the replacement cost. We believe that you should have enough coverage so that if something were to happen your homeowners insurance could compensate for the damage done.

Learn More

What is Mobile Home Insurance

Mobile and manufactured home insurance is similar to homeowners insurance. This is the policy in place to protect your home, possessions and certain other aspects that could be affected in the event of a disaster.

Learn More

Insurance Products

Manufactured homes, modular homes and mobile homes offer affordable homeownership to families all across the country. Making sure you have the right insurance coverage is the best way to protect your home investment so you can enjoy your dream home for a lifetime!

Learn More

What You Should Know About Liability Coverage

Personal liability coverage is a part of most insurance policies, but not all. However, at HomeFirst we feel it is imperative that you receive the best protection possible, so we include liability coverage in all of the policies we write!

Learn More

Earthquake Coverage & Multiple Perils Policies

Does your insurance provide coverage in case of fire, flood, tornado or any other multiple perils? Multiple perils are considered to be any losses that are direct, sudden and/or accidental. At HomeFirst, all of our policies include Multiple Perils coverage because keeping your family and your home investment covered is important.

Learn More

Coverage Limits and Special Limits in Homeowner's Insurance

What are Coverage Limits and Special Limits in Homeowner's Insurance?

Homeowner's insurance policies all have stated amounts of coverage. So, what does that mean for your manufactured or modular home insurance policy? Learn more about coverage limits and special limits from HomeFirst Agency.

Learn More

Preventing Household Fires

Preventing Household Fires

Preventing household fires is important because you always want to keep your family safe. Here's a checklist of fire safety tips to help keep your family and your home investment safe.

Learn More

Manufactured Home Exterior with Porch and Garage

What is Debris Removal Coverage?

Whenever you're dealing with property damage, there's typically some debris left. Before you start cleaning up the debris by yourself, you should know if your home insurance policy includes debris removal. Debris removal coverage is included in all HomeFirst homeowner's policies.

Learn More

New Homeowners Outside Manufactured Home

All About Your Homeowner's Insurance Premium Payments

Your homeowner's insurance premium payment depends on the type of coverage you choose. Learn more about how different factors can affect your homeowner's insurance premium payments from HomeFirst Agency.

Learn More

HomeFirst Agency and Additional Living Expenses

Does your homeowner's insurance cover temporary housing costs? Learn more about how HomeFirst Agency helps homeowners deal with the costs associated with unforeseen home emergencies.

Learn More

Is Manufactured or Modular Home Insurance Cheaper?

Buying a home is one of the biggest decisions you'll make. That means insuring your manufactured or modular home investment is just as important as your purchase, whether you're buying a new home or still looking for your perfect home insurance fit.

Learn More

How HomeFirst Homeowner's Insurance Claims are Paid

Our HomeFirst Insurance Agency team of claims adjusters and claims service representatives is committed to getting your claims to you as quickly as possible. Even as you wait to receive your claim, we know you're wondering how soon you'll receive your claim and how much you'll receive, so read on to learn how the claims process works.

Learn More

Water Damage In Your Manufactured Home? Here's What to Do.

Depending on your homeowner's insurance policy, your coverage may cover repairs for mold and water damage, but it depends on the source. Luckily, HomeFirst homeowner's insurance policies include flood coverage.

Learn More

New Home Costs First-Time Home Buyers Forget

You prep for your down payment and for your monthly mortgage payment. You're probably used to paying for utilities already, so you account for those in your new monthly budget. But you may forget to account for property taxes, homeowner's insurance, closing costs, home maintenance and landscaping.

Learn More

Home Maintenance: Changing Manufactured Home Air Filters

Changing your air filter should be a part of your seasonal home maintenance routine. It's essential for the life and efficiency of your HVAC system because a dirty air filter can block the airflow in your home and cause poor air quality.

Learn More

How Do Home Improvements Affect My Insurance?

Here at HomeFirst Agency we understand that doing home improvements and remodeling your home is a large project. As a homeowner, there are numerous questions that you might have before you start renovating, so we've compiled a few to help you get started.

Learn More

Couple Buying New Manufactured Home

Top 5 Home Buying Questions Before You Buy

Get an idea of some of the most important things to know before buying a home with this checklist of key questions from HomeFirst.

Learn More

Your New Homeowner's Checklist

HomeFirst can help guide you through the pleasures and pitfalls of being a new homeowner with this New Homeowner's Checklist!

Learn More

How to Prevent Insects in Your Home

With countless insects crawling around outside, it's no surprise that you could find one or two pests in your home. Learn how to protect and preserve your home by keeping out insects that want to make their way in.

Learn More

Grill Safety Tips for Outdoor Grilling

Love to grill? Grills can be an incident waiting to happen if the right precautions are not taken. Here are some safety tips for your next outdoor grilling party.

Learn More

Renting or Homeownership? Which is Right for You?

Should you rent a home or continue to rent? HomeFirst explains the advantages of owning your house as well as the drawbacks of achieving the dream of homeownership.

Learn More

Lessons From Wildfires On Protecting Your Home Investment

The 2016 Gatlinburg Fires destroyed thousands of homes, businesses and wildlife causing millions of dollars in damages. Read about lessons learned in Gatlinburg and how a HomeFirst Agency homeowner's policy covers multiple perils including fire.

Learn More

How to Baby Proof Your Home

Are you expecting a little one or have a baby who is starting to crawl? Maybe you're going to be a Grandparent and forgot what needs to be baby proofed around the house. Regardless of if you are a soon-to-be parent, family member watching a toddler or just having friends with small children over, take a look at our room-by-room guide to learn how to baby proof your home.

Learn More

How to File an Insurance Claim

At HomeFirst, we know having to file a home insurance claim can be a stressful time for you and your family, so we try to make the process as seamless and transparent as possible. Learn about the steps involved to file an insurance claim on your mobile, manufactured or modular home.

Learn More

Home Fire Safety Tips

If a house fire starts in your home, do you have the correct precautions in place to keep you and your loved ones safe? Accidents happen, but the best way to protect your mobile home investment and your family is by taking preventative measures against possible fire hazards. Check out these tips to help keep your family and your new home safe!

Learn More

Seasonal Home Maintenance

Whether it's flowers starting to bloom or leaves starting to fall, each season brings along new home maintenance needs. Cleaning gutters, fertilizing your lawn and raking leaves are all part of seasonal to-do lists. Download our free Seasonal Maintenance Checklist to help make sure your home is well prepared for the season changes.

Learn More

4 Great Tips to Help Prevent Your Pipes from Freezing

When winter brings in cold weather, it is important to make sure the pipes in your home can withstand below freezing temperatures. See our list and description of ways to prevent freezing pipes in your home.

Learn More