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Your New Homeowner's Checklist

Moving Checklist Update Information

As you transition into your new home, you get to enjoy the many new freedoms that homeownership brings. You get freedom from landlords, home decorating restrictions and paying for property that isn't yours. Instead, you get to enjoy your very own home for a lifetime.

To help make your transition into homeownership as smooth as possible, we've created a New Homeowner's Checklist. Be prepared for all that homeownership brings!

Setting Up Your Budget & Records

Planning Monthly Budget

Getting your budget ready and all of your records organized will help ease your transition immensely. Some of the records that you'll want to keep organized and safely stored include:

  • Your homeowner's property inventory of valuables and items in your home
  • Your property records like property agreements and contracts
  • Your financial records like an annual credit report, your annual tax return and bank statements
  • Your personal identity records like your birth certificate, citizenship papers and social security card
  • Your personal protection records like home insurance, car insurance and medical insurance information
  • Your legal records as applicable like divorce papers, marriage certificate and will
  • Your personal health records like medical, dental, vision and school records

After you collect your personal records, focus in on your financial records and create your budget. Start with figuring out how much you'll be spending each month on items like groceries, home insurance, travel and if applicable, home or car financing you have.

You'll also need to figure out who is responsible for your annual hazard insurance premiums. Budget for these premiums as well as other annual costs people can accidentally forget like annual taxes on real and personal property.

Safety Preparation

Homeowner Checking Smoke Detector

You want to make sure that you and your family are safe in your new home. To do so, check the following!

  • Know your fire evacuation route
  • Know where will you go in case of tornado
  • Know how to remove your manufactured home windows in case of fire
  • Create an emergency/disaster kit
  • Check all your smoke detectors and make sure they have batteries
  • If applicable, test your home's alarm or security system

Get to Know Your Home

Homeowner Checking Circuit Breakers

In case of any emergencies, you'll want to locate certain key utilities in your home as soon as you move in.

  • Figure out where your water shutoff valves are
  • Figure out where your water heater is
  • Figure out where your circuit box with your breakers is

Ready to Entertain

Guest Room Bed

Since you have the new freedom to entertain guests the way you wish, and likely have more space in your home, make sure you're prepared for friends and family.

  • Keep an extra set of sheets for a fold out couch or air mattress or extra bed
  • Keep extra clean towels for a guest

Settling In

Homeowner Updating Information Online

As you settle in, make sure to do the following to keep all of your personal business in order.

  • Alert the post office and the IRS of your new address
  • Update your address for any of your billing accounts like your credit card or bank accounts
  • Update your address for any mailing subscriptions you have
  • Set up your new utilities and internet and then alert these companies that you've moved in
  • Get a small safe or filing cabinet for storing important documents and paperwork

Family in Manufactured Home Kitchen

Although this checklist is not a comprehensive checklist for your transition into your new home, it should make the new adventure of homeownership easier! To help you as you transition, start creating your home inventory sheet so you can keep track of your valuables as you move and be prepared in case of any unexpected incidents.

 

Get Your Free Inventory Sheet